Top-rated websites include Carvana, Vroom, CarMax, Cars.com, and Autotrader. Each offers unique features, but all allow you to compare vehicles and buy with confidence.
Online Used Car Shopping: What You NEED to Know Before You Buy
Joseph Scott
Published on: May 23, 2025
4 minutes
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Lost Keys? Noble Quote Has You Covered (and More!)Online used car shopping has exploded in popularity, especially in recent years as digital platforms have made it easier, faster, and more convenient to find a vehicle without stepping foot on a dealership lot. Whether you're buying a certified pre-owned SUV, a budget commuter, or a used truck for work, the internet offers a vast marketplace for every kind of driver. But with this convenience comes responsibility — and risk.
This guide will walk you through everything you need to know before buying a used car online, from choosing the best used car websites to avoiding scams and understanding warranties. We’ll also cover financing, inspection options, titling, delivery, and how to protect your investment with a service contract from Noble Quote.
Why Online Car Buying Is Booming
Digital car buying has become mainstream thanks to companies like Carvana, Vroom, and CarMax, who’ve popularized the “buy a car online, get it delivered to your door” model. In fact, according to Cox Automotive, more than 60% of used car buyers in 2024 completed at least part of their purchase process online.
Consumers now search for used cars online, compare prices from best used car websites, arrange online financing, and finalize purchases with just a few clicks. But that doesn't mean it's foolproof.
Pros and Cons of Buying a Used Car Online
Pros:
- Convenience: Shop 24/7 without visiting a dealership.
- Broader Inventory: Access to nationwide listings.
- No-Haggle Options: Many platforms offer fixed pricing.
- Home Delivery: Some sites deliver directly to your door.
- Financing Flexibility: Online pre-approval with competitive rates.
Cons:
- Lack of Test Drive: Harder to evaluate how the car feels.
- Risk of Scams: Online listings can be manipulated.
- Inspection Challenges: No in-person look without arrangements.
- Delayed Paperwork: Title transfer and registration can take longer.
Step-by-Step: How to Buy a Used Car Online
1. Research the Best Online Car Marketplaces
Top-rated used car websites include:
- Carvana: Direct-to-consumer with delivery.
- Vroom: Similar to Carvana, offers warranties.
- CarMax: Online and physical locations.
- Cars.com: Aggregates listings from dealers and individuals.
- Autotrader: Wide selection and filters.
2. Set Your Budget
Factor in:
- Purchase price
- Taxes and fees
- Shipping used car bought online
- Used car warranty online
- Registration and inspection costs
3. Get a Vehicle History Report
Always get a vehicle history report online through services like Carfax or AutoCheck. Look for:
- Title issues
- Prior accidents
- Mileage inconsistencies
- Service history
4. Arrange a Pre-Purchase Inspection (PPI)
Hire a local mechanic or mobile inspection service to evaluate the vehicle before finalizing the purchase. This step is essential in lieu of a test drive and ensures the car isn’t hiding major issues.
5. Secure Financing
Compare rates from:
- Banks and credit unions
- Online lenders like LightStream, Carvana, or MyAutoLoan
- Dealership financing (if buying from a branded dealer)
Complete an online loan application and understand how online used car financing works before committing.
6. Review Warranty and Service Contract Options
Consider whether the vehicle is still under the factory warranty. If not, get protection through an extended service contract from a trusted provider like Noble Quote. We offer:
- Used car warranty online
- Powertrain and bumper-to-bumper options
- Roadside assistance and rental coverage
Protect your purchase — get a free quote from Noble Quote
7. Finalize the Purchase
Once you’ve confirmed condition, financing, and warranty:
- Sign contracts digitally
- Schedule delivery or pickup
- Handle payment through escrow or verified systems
8. Handle Title, Registration & Insurance
You’ll need to:
- Transfer the title (may vary by state)
- Pay taxes and registration fees
- Secure insurance before delivery
- Submit any paperwork for used car paperwork and car registration process
How to Avoid Scams When Buying Used Cars Online
Buying used cars for sale online can be safe — if you follow best practices:
- Avoid wire transfers. Use escrow or verified dealer systems.
- Don’t trust listings with vague details or urgent sellers.
- Verify seller identity and VIN.
- Check the address of the dealership or seller.
- Look up online used car scams and fraud alerts on NHTSA or FTC.
Key Tips: Online Used Car Buying Checklist
✔ Search multiple used car websites
✔ Read the full vehicle description
✔ Get a vehicle history report online
✔ Arrange a pre-purchase inspection (PPI)
✔ Secure online used car financing
✔ Add used car warranty online protection
✔ Verify the delivery method and cost
✔ Complete used car paperwork properly
✔ Register and insure your vehicle
✔ Avoid too-good-to-be-true deals
Summary
Online used car shopping has changed the game, making it easier than ever to buy a used car online. But with convenience comes responsibility. If you’re asking, “Is it safe to buy used cars online?” the answer is yes — if you follow best practices: inspect, verify, and protect.
Before hitting that "Buy Now" button, make sure you’ve reviewed our complete online used car buying guide, and don’t forget to safeguard your new ride with an extended service plan from Noble Quote.
➡ Learn more and get protected: Noble Quote Learning Center
Answers You Can Trust: Everything You Need to Know About Buying a Used Car Online
What websites are best for buying used cars online?
Can you really buy a used car online?
Yes, buying a used car online is not only possible but increasingly popular. Reputable platforms like Carvana, Vroom, and CarMax allow buyers to browse inventory, finance vehicles, and arrange delivery—all from a computer or smartphone.
What’s the safest way to buy a used car online?
To stay safe, use trusted websites, get a vehicle history report, request a pre-purchase inspection, and avoid wiring money. Always read seller reviews and verify contact information.
How do I inspect a used car if I’m buying it online?
You can schedule a pre-purchase inspection (PPI) with a local mechanic or mobile inspection service. They’ll evaluate the car’s condition on your behalf before you commit.
Is it better to buy a used car online or at a dealership?
Buying online offers convenience and a wider selection. However, dealerships allow in-person test drives and negotiations. Your choice depends on your priorities—convenience vs. in-person assurance.
How does online car financing work for used cars?
Online financing works by prequalifying you through lenders or the dealer’s partner banks. You apply digitally, receive loan terms, and often e-sign documents without visiting a branch.
What documents do I need to buy a used car online?
You'll typically need a driver’s license, proof of insurance, proof of income (for financing), and a valid payment method. The seller or platform will help process the title and registration.
Are online used car purchases covered by warranties?
Some online dealers offer limited warranties, but many vehicles are sold as-is. For added protection, consider purchasing a third-party extended service contract like those offered by Noble Quote.
What’s the process for registering a used car I bought online?
After purchase, you’ll receive the title and bill of sale. You must take these to your state’s DMV or use their online portal to register the vehicle, pay taxes, and get license plates.
How do I avoid scams when buying a used car online?
Avoid listings with vague information or suspicious pricing. Never wire money or send payment without verifying the vehicle, seller, and title status. Use secure platforms and request all documentation upfront.
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